Accurate fee tracking
Connect to Visa, Mastercard and your processor. We normalize the data so you don’t have to.
SaaS visibility for your scheme and interchange fees operations
incontrol unifies scheme fees, interchange and operational costs in one platform across schemes. Forecast, optimize and act on your payment data.
Products
One platform, two specialized engines
Each product solves a specific pain — yet they share data and context, so a question in Fee Manager flows naturally into the Interchange Hub.
Card scheme fees
Fee Manager Suite
Understand and control your card scheme fees. Track spend, validate charges, and identify savings opportunities across Visa, Mastercard and others.
- Track every fee across schemes and categories
- Validate charges against scheme pricing
- Identify savings and upcoming financial impacts
Interchange optimization
Interchange Hub
Track interchange fees and merchant profitability in one place. Understand costs, margins, and opportunities with transaction-level intelligence.
- Track interchange fees at transaction level
- Measure profitability across every merchant
- Model pricing and profitability scenarios
Capabilities
Built for scheme cost governance
Custom dashboards
Build views by multiple attributes: jurisdiction, transaction type, product, etc.
Automated Alerts
Early detection of new mandatory and optional fees and penalties as soon as they are announced and billed.
Audit-ready reports
Standard and ad-hoc reports for finance, product, operations, regulators or partners. Every figure is traceable to source.
Savings opportunities
Uncover hidden costs and optimize your card program for maximum profitability.
Unlimited seats
Give finance, ops and product the slice they need — no more, no less.
How it works
From raw scheme files to confident decisions in four steps.
incontrol is the layer between your processor and your P&L — a system of record for everything Visa and Mastercard charge you.
Connect
Plug into Visa Access, Mastercard Connect, American Express Knowledge Base or any other scheme or processor platform via secure connectors.
Understand
Our engine reconciles formats, currencies and fee categories — no manual work.
Analyze
Drill, compare and forecast across products, markets and jurisdiction.
Save
Push savings recommendations into your workflow with audit-ready trails.
Frequently asked
Once the required access or credentials are available, implementation typically takes 2–4 weeks. During this period, Intelica collects the required data, processes and validates it, and makes it available in incontrol.
incontrol does not require a direct integration with your internal systems. We can collect the required data directly from the relevant payment network sources with the appropriate access, or receive the files securely through our own file transfer process.
No direct system integration is typically required. Your technical team may only need to support initial access, security, or data transfer requirements, while Intelica manages the data collection, processing, and platform setup.
Access to incontrol is permission-based, and client data is managed through controlled and secure processes. Intelica complies with ISO 27001 and PCI DSS standards, and during onboarding we align data transfer and access requirements with your organization’s security policies.
Yes. Intelica can complement incontrol with advisory support, including fee analysis, savings opportunity reviews, budgeting, and tailored recommendations for your payments business.
