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Solutions

Clarity and control over Visa & Mastercard fees.

Deeply specialized engagements, each combining our analytics platform with senior advisory. Pick one or run them as a program.

Scheme Fees Analytics

Turn scheme billing data into savings.

We combine forensic invoice analysis, enrichment and benchmarking with automated cost distribution logic to surface hidden costs, validate billing accuracy, and spot savings opportunities for payments teams.

  • Understand key scheme fees cost drivers
  • Cut unnecessary scheme spend
  • Stay ahead of payment costs via incontrol
Operational Excellence

The faster path from insight to impact.

Operational Experts help your team move from analysis to action, delivering measurable improvements in payment costs and profitability.

  • Find savings opportunities others miss
  • Execute with clear, data-backed recommendations
  • Capture value through end-to-end implementation support
Agreement Negotiation

Strategic counsel on how to maximize the negotiation of card scheme agreements.

Scheme negotiations coming up? We benchmark scheme fee cost, interchange revenue and incentive revenue in one model and sit at the table with you when it counts.

  • 100+ successful deals that improved portfolio economics
  • Multiple scenarios and sensitivity analysis
  • Negotiation support and post-deal monitoring
Interchange Analytics

See the complete picture of issuer profitability.

We compute interchange income across products, BINs and markets — pinpointing where your portfolio leaves money on the table and where it's performing as expected.

  • Get detailed interchange income insights
  • Simulate interchange uplift from product upgrades
  • Track consumer behavior insights and trends impacting interchange

Our methodology. Built to compound.

Every engagement pairs senior payments talent with the incontrol platform. Real-time insight, not another deck that goes stale.

  1. Optimize

    Cut costs fast. Capture the scheme fees and interchange savings you’re missing today.

  2. Control

    Own your economics. Reconcile, allocate, and monitor payment costs in real time — no surprises.

  3. Anticipate

    Stay ahead of change. Forecast
    the impact of pricing, rule, and portfolio shifts before they hit.

  4. Maximize

    Turn data into margin. Use granular analytics to keep improving payment economics, continuously.

  5. Influence

    Walk in with leverage. Benchmark performance and negotiate better terms with the schemes.

$150M+

In savings opportunities found in 2025

Up to 15%

Of annual scheme spend recovered

5 days

To find where you could save

1 month

To start capturing the value

Not sure which solution fits?

Talk to us. We’ll guide you to the right fit.